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Verified Branch

State Bank of India

JAYANAGAR DHARWAD Branch, DHARWAD

IFSC Code
SBIN0040973
Required for NEFT, RTGS, IMPS money transfers
MICR Code
580002313
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
040973 Branch Code (6-11)

Complete Branch Details

Full Address NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008
State KARNATAKA
District / City DHUMMAWAD
Centre / Region DHUMMAWAD
Contact / Helpline +918362444161
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0040973.
  4. Confirm bank name displays as State Bank of India and branch as JAYANAGAR DHARWAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0040973)

What is the IFSC code of State Bank of India JAYANAGAR DHARWAD branch? ↓

The verified 11-digit IFSC code is SBIN0040973. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India JAYANAGAR DHARWAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 580002313. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008, located in DHUMMAWAD district, KARNATAKA.

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