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Verified Branch

State Bank of India

GWALIOR Branch, GWALIOR

IFSC Code
SBIN0031478
Required for NEFT, RTGS, IMPS money transfers
MICR Code
474002046
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
031478 Branch Code (6-11)

Complete Branch Details

Full Address HUJRAT ROAD, NAYA BAZAR, GWALIOR 474009
State MADHYA PRADESH
District / City GWALIOR
Centre / Region GWALIOR
Contact / Helpline +917512320636
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0031478.
  4. Confirm bank name displays as State Bank of India and branch as GWALIOR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0031478)

What is the IFSC code of State Bank of India GWALIOR branch? ↓

The verified 11-digit IFSC code is SBIN0031478. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India GWALIOR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 474002046. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is HUJRAT ROAD, NAYA BAZAR, GWALIOR 474009, located in GWALIOR district, MADHYA PRADESH.

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JAYENDRA GANJ, GWALIOR Branch

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NAYA BAZAAR, SILIGURI Branch

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GRMC GWALIOR Branch

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SAMBALPUR BAZAR, SAMBALPUR Branch

SAMBALPUR, ODISHA

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SCIENDIA KANYA VIDHYALAY Branch

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CHOUDHURY BAZAR Branch

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SMECCC, GWALIOR Branch

GWALIOR, MADHYA PRADESH

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