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Verified Branch

State Bank of India

NOWGAM Branch, BUDGAM

IFSC Code
SBIN0015982
Required for NEFT, RTGS, IMPS money transfers
MICR Code
191002003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
015982 Branch Code (6-11)

Complete Branch Details

Full Address J.D COMPLEX, NOWGAM CHOWK, BYEPASS, DISTT.BUDGAM. JAMMU AND KASHMIR 190015
State JAMMU AND KASHMIR
District / City NOWGAM
Centre / Region NOWGAM
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0015982.
  4. Confirm bank name displays as State Bank of India and branch as NOWGAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0015982)

What is the IFSC code of State Bank of India NOWGAM branch? ↓

The verified 11-digit IFSC code is SBIN0015982. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India NOWGAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 191002003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is J.D COMPLEX, NOWGAM CHOWK, BYEPASS, DISTT.BUDGAM. JAMMU AND KASHMIR 190015, located in NOWGAM district, JAMMU AND KASHMIR.

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CHANAPORA Branch

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