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Verified Branch

State Bank of India

SBS NAGAR, LUDHIANA Branch, LUDHIANA

IFSC Code
SBIN0011972
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141002042
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
011972 Branch Code (6-11)

Complete Branch Details

Full Address S.B.S. NAGAR,LUDHIANA,PAKHOWAL ROAD,DIST LUDHIANA 141002
State PUNJAB
District / City SBS NAGAR
Centre / Region SBS NAGAR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0011972.
  4. Confirm bank name displays as State Bank of India and branch as SBS NAGAR, LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0011972)

What is the IFSC code of State Bank of India SBS NAGAR, LUDHIANA branch? ↓

The verified 11-digit IFSC code is SBIN0011972. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India SBS NAGAR, LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141002042. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is S.B.S. NAGAR,LUDHIANA,PAKHOWAL ROAD,DIST LUDHIANA 141002, located in SBS NAGAR district, PUNJAB.

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SCAB MILLERGANJ LUDHIANA Branch

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PAKHOWAL Branch

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LUDHIANA DURGI Branch

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