IFSC Drill PRO
Bank Branch & IFSC Finder
State Bank of India Logo
Verified Branch

State Bank of India

SME CITY CREDIT CENTRE Branch, LUDHIANA

IFSC Code
SBIN0005023
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
005023 Branch Code (6-11)

Complete Branch Details

Full Address DISTLUDHIANA STATE PUNJAB PIN141001
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline 1800 1800 (Toll Free)
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0005023.
  4. Confirm bank name displays as State Bank of India and branch as SME CITY CREDIT CENTRE.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0005023)

What is the IFSC code of State Bank of India SME CITY CREDIT CENTRE branch? ↓

The verified 11-digit IFSC code is SBIN0005023. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India SME CITY CREDIT CENTRE? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is DISTLUDHIANA STATE PUNJAB PIN141001, located in LUDHIANA district, PUNJAB.

Other State Bank of India Branches in LUDHIANA

SBIN0001826

GILL ROAD, LUDHIANA Branch

LUDHIANA, PUNJAB

 SBIN0001840

LINK ROAD, LUDHIANA Branch

LUDHIANA, PUNJAB

 SBIN0001859

GURDEV NAGAR Branch

LUDHIANA, PUNJAB

 SBIN0001878

HERO NAGAR Branch

LUDHIANA, PUNJAB

 SBIN0002342

RNW, FOCAL POINT, LUDHIANA Branch

LUDHIANA, PUNJAB

 SBIN0001150

KESAR GANJ, LUDHIANA Branch

LUDHIANA, PUNJAB

 SBIN0001289

CHAURA BAZAR, LUDHIANA Branch

LUDHIANA, PUNJAB

 SBIN0001482

PAU, LUDHIANA Branch

LUDHIANA, PUNJAB

Explore Nearby Banking Directories

All State Bank of India Branches State Bank of India in PUNJAB State Bank of India in LUDHIANA All Banks in LUDHIANA