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Verified Branch

State Bank of India

SPL COMM CIVIL LINES Branch, LUDHIANA

IFSC Code
SBIN0004045
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141002027
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

SBIN Bank Code (1-4)
0 Control Zero (5th)
004045 Branch Code (6-11)

Complete Branch Details

Full Address DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001
State PUNJAB
District / City SCB CIVIL LINES
Centre / Region SCB CIVIL LINES
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code SBIN0004045.
  4. Confirm bank name displays as State Bank of India and branch as SPL COMM CIVIL LINES.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (SBIN0004045)

What is the IFSC code of State Bank of India SPL COMM CIVIL LINES branch? ↓

The verified 11-digit IFSC code is SBIN0004045. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of State Bank of India SPL COMM CIVIL LINES? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141002027. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001, located in SCB CIVIL LINES district, PUNJAB.

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JALANDHAR MAIN BRANCH Branch

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 SBIN0000674

LUDHIANA MAIN Branch

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 SBIN0004046

SPL COMMERCIAL BRANCH, MILLERGANJ Branch

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RBO, SAUGOR Branch

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RBO JALANDHAR Branch

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