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Verified Branch

Punjab National Bank

ANAND, CHIKHODRA ROAD Branch, ANAND

IFSC Code
PUNB0992300
Required for NEFT, RTGS, IMPS money transfers
MICR Code
388024003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
992300 Branch Code (6-11)

Complete Branch Details

Full Address SHOP NO.6,7,8 GF,DEVSHIKHAR COMPLEX, CHIKHODRA ROAD, GANESH CIRCLE, ANAND GUJARAT 388001
State GUJARAT
District / City ANAND
Centre / Region ANAND
Contact / Helpline +919510305869
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0992300.
  4. Confirm bank name displays as Punjab National Bank and branch as ANAND, CHIKHODRA ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0992300)

What is the IFSC code of Punjab National Bank ANAND, CHIKHODRA ROAD branch? ↓

The verified 11-digit IFSC code is PUNB0992300. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank ANAND, CHIKHODRA ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 388024003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP NO.6,7,8 GF,DEVSHIKHAR COMPLEX, CHIKHODRA ROAD, GANESH CIRCLE, ANAND GUJARAT 388001, located in ANAND district, GUJARAT.

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