Punjab National Bank Logo
Verified Branch

Punjab National Bank

KHAIRAGARH Branch, KHAIRAGARH

IFSC Code
PUNB0725400
Required for NEFT, RTGS, IMPS money transfers
MICR Code
491024004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
725400 Branch Code (6-11)

Complete Branch Details

Full Address ADJACENT TO LIC OFFICE KAWARDHA ROAD
State MADHYA PRADESH
District / City KHAIRAGARH
Centre / Region KHAIRAGARH
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0725400.
  4. Confirm bank name displays as Punjab National Bank and branch as KHAIRAGARH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0725400)

What is the IFSC code of Punjab National Bank KHAIRAGARH branch?

The verified 11-digit IFSC code is PUNB0725400. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank KHAIRAGARH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 491024004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is ADJACENT TO LIC OFFICE KAWARDHA ROAD, located in KHAIRAGARH district, MADHYA PRADESH.