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Verified Branch

Punjab National Bank

BACK OFFICE, PHAGWARA Branch, DISTT KAPURTHALA

IFSC Code
PUNB0647000
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
647000 Branch Code (6-11)

Complete Branch Details

Full Address GT ROAD
State PUNJAB
District / City PHAGWARA
Centre / Region PHAGWARA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0647000.
  4. Confirm bank name displays as Punjab National Bank and branch as BACK OFFICE, PHAGWARA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0647000)

What is the IFSC code of Punjab National Bank BACK OFFICE, PHAGWARA branch? ↓

The verified 11-digit IFSC code is PUNB0647000. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank BACK OFFICE, PHAGWARA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GT ROAD, located in PHAGWARA district, PUNJAB.

Other Punjab National Bank Branches in PHAGWARA

PUNB0005710

PHAGWARA- GT ROAD JALANDHAR Branch

KAPURTHALA, PUNJAB

 PUNB0006510

PANCHHAT Branch

KAPURTHALA, PUNJAB

 PUNB0025800

JALANDHAR ROAD,KAPURTHALA,PUNJ Branch

KAPURTHALA, PUNJAB

 PUNB0038300

PHAGWARA GT ROAD, DISTT. KAPUR Branch

PHAGWARA, PUNJAB

 PUNB0057120

PHAGWARA Branch

KAPURTHALA, PUNJAB

 PUNB0064410

KAPURTHALA Branch

KAPURTHALA, PUNJAB

 PUNB0071810

BEGOWAL Branch

KAPURTHALA, PUNJAB

 PUNB0072010

PHAGWARA- GURU HARGOBIND NAGAR Branch

KAPURTHALA, PUNJAB

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