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Verified Branch

Punjab National Bank

OTTAPALAM Branch, OTTAPALAM

IFSC Code
PUNB0432500
Required for NEFT, RTGS, IMPS money transfers
MICR Code
679024002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
432500 Branch Code (6-11)

Complete Branch Details

Full Address PB NO 9, PALAKKAD ROAD
State KERALA
District / City PALAKKAD
Centre / Region PALAKKAD
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0432500.
  4. Confirm bank name displays as Punjab National Bank and branch as OTTAPALAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0432500)

What is the IFSC code of Punjab National Bank OTTAPALAM branch? ↓

The verified 11-digit IFSC code is PUNB0432500. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank OTTAPALAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 679024002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PB NO 9, PALAKKAD ROAD, located in PALAKKAD district, KERALA.

Other Punjab National Bank Branches in PALAKKAD

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BOC ROAD, KERALA

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PALAKKAD-KERALA Branch

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 PUNB0432700

SULTANPET, PALAKKAD Branch

COURT ROAD,PALAKKAD, KERALA

 PUNB0687000

BACK OFFICE, PALAKKAD Branch

COURT ROAD, PALAKKAD, KERALA

 PUNB0755400

C CHEST SULTHANPET PALAKKAD Branch

PALAKKAD, KERALA

 PUNB0913000

NURANI PALAKKAD Branch

PALAKKAD, KERALA

 PUNB0426000

CHANDRANAGAR Branch

CHANDRANAGAR, KERALA

 PUNB0426400

CHERPALCHERRY Branch

DISTT PALAKKAD, KERALA

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