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Verified Branch

PUNJAB NATIONAL BANK

MALDA TOWN Branch, MALDA

IFSC Code
PUNB0397500
Required for NEFT, RTGS, IMPS money transfers
MICR Code
732024102
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
397500 Branch Code (6-11)

Complete Branch Details

Full Address NH-34 SUKANTA MORE
State WEST BENGAL
District / City MALDA
Centre / Region MALDA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0397500.
  4. Confirm bank name displays as PUNJAB NATIONAL BANK and branch as MALDA TOWN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0397500)

What is the IFSC code of PUNJAB NATIONAL BANK MALDA TOWN branch? ↓

The verified 11-digit IFSC code is PUNB0397500. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of PUNJAB NATIONAL BANK MALDA TOWN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 732024102. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NH-34 SUKANTA MORE, located in MALDA district, WEST BENGAL.

Other PUNJAB NATIONAL BANK Branches in MALDA

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MALDA Branch

MALDA, WEST BENGAL

 PUNB0023420

HABIBPURMALDA Branch

HABIBPURMALDA, WEST BENGAL

 PUNB0023620

GANGARAMPUR Branch

MALDA, WEST BENGAL

 PUNB0035820

OLD MALDA Branch

OLD MALDA, WEST BENGAL

 PUNB0067820

NETAJI MARKET Branch

MALDA, WEST BENGAL

 PUNB0068810

MALDA Branch

MALDA, WEST BENGAL

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KUMARGANJMALDA Branch

KUMARGANJMALDA, WEST BENGAL

 PUNB0162220

UNIVERSITY OF GOUR BANGA Branch

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