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Verified Branch

Punjab National Bank

LUCKNOW RCC, DISTT. LUCKNOW ,U Branch, LUCKNOW

IFSC Code
PUNB0198600
Required for NEFT, RTGS, IMPS money transfers
MICR Code
226024001
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
198600 Branch Code (6-11)

Complete Branch Details

Full Address 94, MAHATMA GANDHI MARG, LUCKNOW
State UTTAR PRADESH
District / City LUCKNOW
Centre / Region LUCKNOW
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0198600.
  4. Confirm bank name displays as Punjab National Bank and branch as LUCKNOW RCC, DISTT. LUCKNOW ,U.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0198600)

What is the IFSC code of Punjab National Bank LUCKNOW RCC, DISTT. LUCKNOW ,U branch? ↓

The verified 11-digit IFSC code is PUNB0198600. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank LUCKNOW RCC, DISTT. LUCKNOW ,U? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 226024001. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 94, MAHATMA GANDHI MARG, LUCKNOW, located in LUCKNOW district, UTTAR PRADESH.

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