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Verified Branch

Punjab National Bank

PHUGANA Branch, DISTT MUZAFFARNAGAR

IFSC Code
PUNB0104400
Required for NEFT, RTGS, IMPS money transfers
MICR Code
251024537
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
104400 Branch Code (6-11)

Complete Branch Details

Full Address VILL & PO PHUGANA
State UTTAR PRADESH
District / City PHUGANA
Centre / Region PHUGANA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0104400.
  4. Confirm bank name displays as Punjab National Bank and branch as PHUGANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0104400)

What is the IFSC code of Punjab National Bank PHUGANA branch? ↓

The verified 11-digit IFSC code is PUNB0104400. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank PHUGANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 251024537. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILL & PO PHUGANA, located in PHUGANA district, UTTAR PRADESH.

Other Punjab National Bank Branches in PHUGANA

PUNB0100000

FEROZE SHAH, DISTT. FEROZEPUR Branch

DISTT, PUNJAB

 PUNB0101300

AILUM KALAN, DISTT. MUZAFFAR N Branch

DISTT MUZAFFARNAGAR, UP, UTTAR PRADESH

 PUNB0103400

JASOI, DISTT. MUZAFFARNAGAR UP Branch

DISTT. MUZAFFARNAGAR UP, UTTAR PRADESH

 PUNB0117300

JAT MUZHERA Branch

DISTT MUZAFFARNAGAR, UTTAR PRADESH

 PUNB0124700

BALLUANA, DISTT. FEROZEPUR ,PU Branch

DISTT, PUNJAB

 PUNB0136600

TUGLAKPUR MUZAFFARNAGAR, Branch

DISTT. MUZAFFARNAGAR (UP), UTTAR PRADESH

 PUNB0148000

KUTBA, DISTT. MUZAFFARNAGAR ,U Branch

KUTBA (DISTT.MUZAFFARNAGAR), UTTAR PRADESH

 PUNB0148900

KALYANPUR, DISTT. MUZAFFARNAGA Branch

KALYANPUR (DISTT.MUZAFFARNAGAR), UTTAR PRADESH

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