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Verified Branch

PUNJAB NATIONAL BANK

KARIYAM Branch, KARIYAM

IFSC Code
PUNB0097610
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144024317
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
097610 Branch Code (6-11)

Complete Branch Details

Full Address LUDHIANA ROAD VPO KARIYAM 144514
State PUNJAB
District / City SHAHID BHAGAT SINGH NAGAR
Centre / Region KARIYAM
Contact / Helpline 1823-232874
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0097610.
  4. Confirm bank name displays as PUNJAB NATIONAL BANK and branch as KARIYAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0097610)

What is the IFSC code of PUNJAB NATIONAL BANK KARIYAM branch? ↓

The verified 11-digit IFSC code is PUNB0097610. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of PUNJAB NATIONAL BANK KARIYAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144024317. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is LUDHIANA ROAD VPO KARIYAM 144514, located in SHAHID BHAGAT SINGH NAGAR district, PUNJAB.

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BALACHAUR Branch

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CHAKDANA Branch

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MUKANDPUR DISTT NAWAN SHEHR Branch

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