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Verified Branch

Punjab National Bank

SURAT-GHODDOD ROAD Branch, SURAT

IFSC Code
PUNB0091010
Required for NEFT, RTGS, IMPS money transfers
MICR Code
395024031
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
091010 Branch Code (6-11)

Complete Branch Details

Full Address L-4,ABHUSHAN COMPLEX, GHODDOD ROAD,SURAT 395007
State GUJARAT
District / City SURAT
Centre / Region SURAT
Contact / Helpline +912612222609
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0091010.
  4. Confirm bank name displays as Punjab National Bank and branch as SURAT-GHODDOD ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0091010)

What is the IFSC code of Punjab National Bank SURAT-GHODDOD ROAD branch? ↓

The verified 11-digit IFSC code is PUNB0091010. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank SURAT-GHODDOD ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 395024031. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is L-4,ABHUSHAN COMPLEX, GHODDOD ROAD,SURAT 395007, located in SURAT district, GUJARAT.

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