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Verified Branch

Punjab National Bank

PATIALA-LOWER MALL Branch, PATIALA

IFSC Code
PUNB0079010
Required for NEFT, RTGS, IMPS money transfers
MICR Code
147024029
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
079010 Branch Code (6-11)

Complete Branch Details

Full Address LOWER MALL 147001
State PUNJAB
District / City PATIALA
Centre / Region PATIALA
Contact / Helpline +911752224694
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0079010.
  4. Confirm bank name displays as Punjab National Bank and branch as PATIALA-LOWER MALL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0079010)

What is the IFSC code of Punjab National Bank PATIALA-LOWER MALL branch? ↓

The verified 11-digit IFSC code is PUNB0079010. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank PATIALA-LOWER MALL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 147024029. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is LOWER MALL 147001, located in PATIALA district, PUNJAB.

Other Punjab National Bank Branches in PATIALA

PUNB0039610

PATIALA-THE MALL Branch

PATIALA, PUNJAB

 PUNB0801110

PATIALA-SERVICE BRANCH Branch

PATIALA, PUNJAB

 PUNB0000910

PATIALAA TANK Branch

PATIALA, PUNJAB

 PUNB0031910

NEW ANAJ MANDI-PATIALA Branch

PATIALA, PUNJAB

 PUNB0039000

PATIALA THE MALL, DISTT. PATIA Branch

INSIDE SHERANWALA GATE, PUNJAB

 PUNB0059010

PATIALA-BHUPINDRA ROAD Branch

PATIALA, PUNJAB

 PUNB0064010

PATIALA-NEW OFFICER COLONY Branch

PATIALA, PUNJAB

 PUNB0064810

PATIALA-CHOWK PURANI KOTWALI Branch

PATIALA, PUNJAB

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