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Verified Branch

Punjab National Bank

NAIHATI Branch, NORTH 24 PARGANAS

IFSC Code
PUNB0012420
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
012420 Branch Code (6-11)

Complete Branch Details

Full Address 29,AUROBINDO RD,NAIHATI,24PGS(N)
State WEST BENGAL
District / City NAIHATI
Centre / Region NAIHATI
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0012420.
  4. Confirm bank name displays as Punjab National Bank and branch as NAIHATI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0012420)

What is the IFSC code of Punjab National Bank NAIHATI branch? ↓

The verified 11-digit IFSC code is PUNB0012420. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank NAIHATI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 29,AUROBINDO RD,NAIHATI,24PGS(N), located in NAIHATI district, WEST BENGAL.

Other Punjab National Bank Branches in NAIHATI

PUNB0012220

BASIRHAT Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0012520

BONGAON Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0012720

BARASAT Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0012920

GARULIA Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0013420

GOBARDANGA Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0013820

BERACHAMPA Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0014520

RAJARHAT Branch

NORTH 24 PARGANAS, WEST BENGAL

 PUNB0053120

BAGDAH Branch

NORTH 24 PARGANAS, WEST BENGAL

Explore Nearby Banking Directories

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