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Verified Branch

Punjab & Sind Bank

PARAMAHANSA Branch, CUTTACK

IFSC Code
PSIB0021609
Required for NEFT, RTGS, IMPS money transfers
MICR Code
754023004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021609 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR B N R G S K BUILDING GRAMA PANCHAYAT PARAMAHANSA BLOCK CUTTACK SARDAR ODISHA 754100
State ODISHA
District / City CUTTACK
Centre / Region CUTTACK
Contact / Helpline +918114392280
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021609.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as PARAMAHANSA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021609)

What is the IFSC code of Punjab & Sind Bank PARAMAHANSA branch? ↓

The verified 11-digit IFSC code is PSIB0021609. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank PARAMAHANSA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 754023004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR B N R G S K BUILDING GRAMA PANCHAYAT PARAMAHANSA BLOCK CUTTACK SARDAR ODISHA 754100, located in CUTTACK district, ODISHA.

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ANKLESHWAR Branch

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CUTTACK Branch

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