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Verified Branch

Punjab & Sind Bank

RING ROAD SURAT Branch, SURAT

IFSC Code
PSIB0021570
Required for NEFT, RTGS, IMPS money transfers
MICR Code
395023003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021570 Branch Code (6-11)

Complete Branch Details

Full Address SHOP NO H01 TO H05 HIGHER GROUND FLOOR KAILASHDEEP APARTMENT OPP SUB JAIL SANGRAMPURA RING ROAD SURAT GUJARAT 395002
State GUJARAT
District / City SURAT
Centre / Region SURAT
Contact / Helpline +919784838281
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021570.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as RING ROAD SURAT.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021570)

What is the IFSC code of Punjab & Sind Bank RING ROAD SURAT branch? ↓

The verified 11-digit IFSC code is PSIB0021570. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank RING ROAD SURAT? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 395023003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP NO H01 TO H05 HIGHER GROUND FLOOR KAILASHDEEP APARTMENT OPP SUB JAIL SANGRAMPURA RING ROAD SURAT GUJARAT 395002, located in SURAT district, GUJARAT.

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ODHAV AHMEDABAD Branch

AHMEDABAD, GUJARAT

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CHANDKHEDA AHMEDABAD Branch

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SHAPAR Branch

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MODASA Branch

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