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Punjab & Sind Bank

NAUGAWAN Branch, LAKHIMPURKHERI

IFSC Code
PSIB0021505
Required for NEFT, RTGS, IMPS money transfers
MICR Code
262023434
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021505 Branch Code (6-11)

Complete Branch Details

Full Address BO NAUGAWAN, VILL VISHALPUR, PO TRILOKPUR NAUGAWAN, DISTT LAKHIMPUR KHERI, UP-262902
State UTTAR PRADESH
District / City NAUGAWAN
Centre / Region NAUGAWAN
Contact / Helpline +918948671460
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021505.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as NAUGAWAN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021505)

What is the IFSC code of Punjab & Sind Bank NAUGAWAN branch? ↓

The verified 11-digit IFSC code is PSIB0021505. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank NAUGAWAN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 262023434. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BO NAUGAWAN, VILL VISHALPUR, PO TRILOKPUR NAUGAWAN, DISTT LAKHIMPUR KHERI, UP-262902, located in NAUGAWAN district, UTTAR PRADESH.

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