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Verified Branch

Punjab & Sind Bank

KUJU Branch, HAZARIBAG

IFSC Code
PSIB0021475
Required for NEFT, RTGS, IMPS money transfers
MICR Code
829023501
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021475 Branch Code (6-11)

Complete Branch Details

Full Address RCM SHOPPING POINT,PO KUJU, DISTT RAMGARH JHARKHAND 825316
State JHARKHAND
District / City KUJU
Centre / Region KUJU
Contact / Helpline +917033403780
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021475.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as KUJU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021475)

What is the IFSC code of Punjab & Sind Bank KUJU branch? ↓

The verified 11-digit IFSC code is PSIB0021475. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank KUJU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 829023501. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is RCM SHOPPING POINT,PO KUJU, DISTT RAMGARH JHARKHAND 825316, located in KUJU district, JHARKHAND.

Other Punjab & Sind Bank Branches in KUJU

PSIB0020944

HESAG RANCHI Branch

RANCHI, JHARKHAND

 PSIB0021106

NAWADIH Branch

DHANBAD, JHARKHAND

 PSIB0021175

RAMGARH Branch

HAZARIBAG, JHARKHAND

 PSIB0021430

ADITYAPUR Branch

SARAIKELA KHARSAWAN, JHARKHAND

 PSIB0021431

CHAIBASA Branch

PASCHIMI SINGHBHUM, JHARKHAND

 PSIB0021500

KARKEND Branch

DHANBAD, JHARKHAND

 PSIB0021518

PITHAURIYA Branch

RANCHI, JHARKHAND

 PSIB0021553

ANKLESHWAR Branch

BHARUCH, GUJARAT

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