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Verified Branch

Punjab & Sind Bank

KOTRA Branch, UNNAO

IFSC Code
PSIB0021414
Required for NEFT, RTGS, IMPS money transfers
MICR Code
226023507
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021414 Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE KOTRA, PO UNNAO, DISTT UNNAO 241503, UP
State UTTAR PRADESH
District / City UNNAO
Centre / Region UNNAO
Contact / Helpline +918874209359
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021414.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as KOTRA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021414)

What is the IFSC code of Punjab & Sind Bank KOTRA branch? ↓

The verified 11-digit IFSC code is PSIB0021414. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank KOTRA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 226023507. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILLAGE KOTRA, PO UNNAO, DISTT UNNAO 241503, UP, located in UNNAO district, UTTAR PRADESH.

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