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Verified Branch

Punjab & Sind Bank

BILGHA Branch, JALANDHAR

IFSC Code
PSIB0021407
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144023604
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021407 Branch Code (6-11)

Complete Branch Details

Full Address TEHSIL PHILLAUR DISTT JALANDHAR PUNJAB 144036
State PUNJAB
District / City PHILLAUR
Centre / Region PHILLAUR
Contact / Helpline +918872677549
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021407.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as BILGHA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021407)

What is the IFSC code of Punjab & Sind Bank BILGHA branch? ↓

The verified 11-digit IFSC code is PSIB0021407. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank BILGHA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144023604. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is TEHSIL PHILLAUR DISTT JALANDHAR PUNJAB 144036, located in PHILLAUR district, PUNJAB.

Other Punjab & Sind Bank Branches in PHILLAUR

PSIB0000394

PHILLAUR JALANDHAR Branch

JALANDHAR, PUNJAB

 PSIB0020933

GORAYA DISTT PHILLAUR Branch

JALANDHAR, PUNJAB

 PSIB0021118

MEHATPUR Branch

JALANDHAR, PUNJAB

 PSIB0021411

GHURIAL Branch

JALANDHAR, PUNJAB

 PSIB0021482

NAWA PIND NAICHAN Branch

JALANDHAR, PUNJAB

 PSIB0000028

BUNDALA Branch

JALANDHAR, PUNJAB

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KHANAURI MANDI Branch

SANGRUR, PUNJAB

 PSIB0000077

DAYALPUR Branch

NAWANSHAHR, PUNJAB

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