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Verified Branch

Punjab & Sind Bank

KOTLA SURAJ LOHAR Branch, AMRITSAR

IFSC Code
PSIB0021206
Required for NEFT, RTGS, IMPS money transfers
MICR Code
143023062
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021206 Branch Code (6-11)

Complete Branch Details

Full Address VILL KOTLA SURAJ LOHAR PO AJNALA DISTT AMRITSAR PB 143102
State PUNJAB
District / City AJNALA
Centre / Region AJNALA
Contact / Helpline +919467614598
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021206.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as KOTLA SURAJ LOHAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021206)

What is the IFSC code of Punjab & Sind Bank KOTLA SURAJ LOHAR branch? ↓

The verified 11-digit IFSC code is PSIB0021206. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank KOTLA SURAJ LOHAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 143023062. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILL KOTLA SURAJ LOHAR PO AJNALA DISTT AMRITSAR PB 143102, located in AJNALA district, PUNJAB.

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