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Verified Branch

Punjab & Sind Bank

PALAMPUR Branch, KANGRA

IFSC Code
PSIB0021059
Required for NEFT, RTGS, IMPS money transfers
MICR Code
176023102
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021059 Branch Code (6-11)

Complete Branch Details

Full Address SUDESH NILAY WARD NO 2 BAIJ NATH ROAD PALAMPUR DISTT KANGRA HIMACHAL PRADESH 176061
State HIMACHAL PRADESH
District / City PALAMPUR
Centre / Region PALAMPUR
Contact / Helpline +91230041
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021059.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as PALAMPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021059)

What is the IFSC code of Punjab & Sind Bank PALAMPUR branch? ↓

The verified 11-digit IFSC code is PSIB0021059. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank PALAMPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 176023102. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SUDESH NILAY WARD NO 2 BAIJ NATH ROAD PALAMPUR DISTT KANGRA HIMACHAL PRADESH 176061, located in PALAMPUR district, HIMACHAL PRADESH.

Other Punjab & Sind Bank Branches in PALAMPUR

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INDORA Branch

KANGRA, HIMACHAL PRADESH

 PSIB0000055

MAJRA DISTT DEHRADUN Branch

SAHARANPUR, UTTAR PRADESH

 PSIB0000137

AMB Branch

UNA, HIMACHAL PRADESH

 PSIB0000164

MUBARKPUR Branch

UNA, HIMACHAL PRADESH

 PSIB0000178

SHOGI Branch

SIMLA, HIMACHAL PRADESH

 PSIB0000208

PAONTA SAHIB Branch

SIRMAUR, HIMACHAL PRADESH

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SANJAULI, SIMLA Branch

SIMLA, HIMACHAL PRADESH

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GARKHAL Branch

SOLAN, HIMACHAL PRADESH

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