IFSC Drill PRO
Bank Branch & IFSC Finder
Punjab & Sind Bank Logo
Verified Branch

Punjab & Sind Bank

RAMNAGAR Branch, NAINITAL

IFSC Code
PSIB0021040
Required for NEFT, RTGS, IMPS money transfers
MICR Code
244023402
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021040 Branch Code (6-11)

Complete Branch Details

Full Address KOSI ROAD, RAMNAGAR DISTT NAINITAL (UTTRAKHAND), DISTT. NAINITAL, UTTARAKHAND - 244715
State UTTARAKHAND
District / City RAMNAGAR
Centre / Region RAMNAGAR
Contact / Helpline +915947251224
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021040.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as RAMNAGAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021040)

What is the IFSC code of Punjab & Sind Bank RAMNAGAR branch? ↓

The verified 11-digit IFSC code is PSIB0021040. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank RAMNAGAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 244023402. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOSI ROAD, RAMNAGAR DISTT NAINITAL (UTTRAKHAND), DISTT. NAINITAL, UTTARAKHAND - 244715, located in RAMNAGAR district, UTTARAKHAND.

Other Punjab & Sind Bank Branches in RAMNAGAR

PSIB0000640

SHYAMPUR Branch

NAINITAL, UTTARAKHAND

 PSIB0000505

BHOT Branch

RAMPUR, UTTAR PRADESH

 PSIB0021019

KASHIPUR Branch

UDHAM SINGH NAGAR, UTTARAKHAND

 PSIB0000023

PREM NAGAR Branch

DEHRA DUN, UTTARAKHAND

 PSIB0000057

GARHI CANTT Branch

DEHRA DUN, UTTAR PRADESH

 PSIB0000134

JOGIWALA Branch

DEHRA DUN, UTTAR PRADESH

 PSIB0000167

HALDWANI Branch

NAINITAL, UTTARAKHAND

 PSIB0000176

JOSHIMATH Branch

CHAMOLI, UTTARAKHAND

Explore Nearby Banking Directories

All Punjab & Sind Bank Branches Punjab & Sind Bank in UTTARAKHAND Punjab & Sind Bank in RAMNAGAR All Banks in NAINITAL