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Verified Branch

Punjab & Sind Bank

BALBERA Branch, PATIALA

IFSC Code
PSIB0020986
Required for NEFT, RTGS, IMPS money transfers
MICR Code
147023019
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
020986 Branch Code (6-11)

Complete Branch Details

Full Address VPO BALBERA CHEEKA ROAD BALBERA MANDI TEHSIL AND DISTT PATIALA
State PUNJAB
District / City BALBEHRA
Centre / Region BALBEHRA
Contact / Helpline +911752640044
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0020986.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as BALBERA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0020986)

What is the IFSC code of Punjab & Sind Bank BALBERA branch? ↓

The verified 11-digit IFSC code is PSIB0020986. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank BALBERA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 147023019. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VPO BALBERA CHEEKA ROAD BALBERA MANDI TEHSIL AND DISTT PATIALA, located in BALBEHRA district, PUNJAB.

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HAMJHERI Branch

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BHADSON Branch

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KAMI KALAN Branch

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