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Punjab & Sind Bank

GHUMAN KHURD DISTT GURDASPUR Branch, GURDASPUR

IFSC Code
PSIB0020946
Required for NEFT, RTGS, IMPS money transfers
MICR Code
143023605
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
020946 Branch Code (6-11)

Complete Branch Details

Full Address GOVERNMENT COLLEGE, DISTT. GURDASPUR, PUNJAB - 145321
State PUNJAB
District / City GURDASPUR
Centre / Region GURDASPUR
Contact / Helpline +911874260487
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0020946.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as GHUMAN KHURD DISTT GURDASPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0020946)

What is the IFSC code of Punjab & Sind Bank GHUMAN KHURD DISTT GURDASPUR branch? ↓

The verified 11-digit IFSC code is PSIB0020946. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank GHUMAN KHURD DISTT GURDASPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 143023605. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GOVERNMENT COLLEGE, DISTT. GURDASPUR, PUNJAB - 145321, located in GURDASPUR district, PUNJAB.

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GURDASPUR GOVERNMENT COLLEGE Branch

GURDASPUR, PUNJAB

 PSIB0000062

HARCHOWAL Branch

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 PSIB0000064

NAUSHERA MAJA SINGH Branch

GURDASPUR, PUNJAB

 PSIB0000068

KAHNUWAN Branch

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 PSIB0000095

KALA AFGHANA Branch

GURDASPUR, PUNJAB

 PSIB0000096

KOTLI SURAT MALHI Branch

GURDASPUR, PUNJAB

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BHAGOWAL Branch

GURDASPUR, PUNJAB

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UDHANWAL Branch

GURDASPUR, PUNJAB

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