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Verified Branch

Punjab & Sind Bank

BAGLI KALAN Branch, LUDHIANA

IFSC Code
PSIB0000450
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141023258
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
000450 Branch Code (6-11)

Complete Branch Details

Full Address BAGLI KALAN, DISTT. LUDHIANA, PUNJAB - 141412
State PUNJAB
District / City BAGLI KALAN
Centre / Region BAGLI KALAN
Contact / Helpline +911628280133
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0000450.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as BAGLI KALAN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0000450)

What is the IFSC code of Punjab & Sind Bank BAGLI KALAN branch? ↓

The verified 11-digit IFSC code is PSIB0000450. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank BAGLI KALAN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141023258. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BAGLI KALAN, DISTT. LUDHIANA, PUNJAB - 141412, located in BAGLI KALAN district, PUNJAB.

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JODHAN, LUDHIANA Branch

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PAKHOWAL Branch

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MAHAL KALAN Branch

SANGRUR, PUNJAB

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SARHALI KALAN Branch

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DEHLON, LUDHIANA Branch

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