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Punjab & Sind Bank

PHAGWARA RAMGHARIA COLLEGE Branch, KAPURTHALA

IFSC Code
PSIB0000303
Required for NEFT, RTGS, IMPS money transfers
MICR Code
144023203
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
000303 Branch Code (6-11)

Complete Branch Details

Full Address RAMGARHIA COLLEGE PHAGWARA KAPURTHALA
State PUNJAB
District / City KAPURTHALA
Centre / Region KAPURTHALA
Contact / Helpline +911824508267
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0000303.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as PHAGWARA RAMGHARIA COLLEGE.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0000303)

What is the IFSC code of Punjab & Sind Bank PHAGWARA RAMGHARIA COLLEGE branch? ↓

The verified 11-digit IFSC code is PSIB0000303. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank PHAGWARA RAMGHARIA COLLEGE? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 144023203. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is RAMGARHIA COLLEGE PHAGWARA KAPURTHALA, located in KAPURTHALA district, PUNJAB.

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