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Verified Branch

Punjab & Sind Bank

CHANDIGARH INDUSTRIAL AREA Branch, CHANDIGARH

IFSC Code
PSIB0000245
Required for NEFT, RTGS, IMPS money transfers
MICR Code
160023010
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
000245 Branch Code (6-11)

Complete Branch Details

Full Address 4-5 M.W.MARKET INDUSTRIAL AREA PHASE-I CHANDIGARH-160002
State CHANDIGARH
District / City CHANDIGARH
Centre / Region CHANDIGARH
Contact / Helpline +91172650173
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0000245.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as CHANDIGARH INDUSTRIAL AREA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0000245)

What is the IFSC code of Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA branch? ↓

The verified 11-digit IFSC code is PSIB0000245. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank CHANDIGARH INDUSTRIAL AREA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 160023010. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 4-5 M.W.MARKET INDUSTRIAL AREA PHASE-I CHANDIGARH-160002, located in CHANDIGARH district, CHANDIGARH.

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