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Verified Branch

Punjab & Sind Bank

JANDIALA GURU Branch, AMRITSAR

IFSC Code
PSIB0000120
Required for NEFT, RTGS, IMPS money transfers
MICR Code
143023452
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
000120 Branch Code (6-11)

Complete Branch Details

Full Address JANDIALA GURU, AMRITSAR
State PUNJAB
District / City JANDIALA GURU
Centre / Region JANDIALA GURU
Contact / Helpline 2432205
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0000120.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as JANDIALA GURU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0000120)

What is the IFSC code of Punjab & Sind Bank JANDIALA GURU branch? ↓

The verified 11-digit IFSC code is PSIB0000120. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank JANDIALA GURU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 143023452. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is JANDIALA GURU, AMRITSAR, located in JANDIALA GURU district, PUNJAB.

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 PSIB0000672

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AMRITSAR GURU RAM DAS MED CENTRE Branch

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 PSIB0000805

AMRITSAR BASANT AVENUE Branch

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RAMDAS Branch

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