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Verified Branch

Punjab & Sind Bank

KHARAR Branch, RUPNAGAR

IFSC Code
PSIB0000042
Required for NEFT, RTGS, IMPS money transfers
MICR Code
160023031
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
000042 Branch Code (6-11)

Complete Branch Details

Full Address KHARAR DISTT. ROPAR -140301
State PUNJAB
District / City KHARAR
Centre / Region KHARAR
Contact / Helpline +911888245784
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0000042.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as KHARAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0000042)

What is the IFSC code of Punjab & Sind Bank KHARAR branch? ↓

The verified 11-digit IFSC code is PSIB0000042. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank KHARAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 160023031. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KHARAR DISTT. ROPAR -140301, located in KHARAR district, PUNJAB.

Other Punjab & Sind Bank Branches in KHARAR

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MUNDI KHARAR Branch

RUPNAGAR, PUNJAB

 PSIB0000025

CHAMKAUR SAHIB Branch

RUPNAGAR, PUNJAB

 PSIB0000213

ANANDPUR SAHIB Branch

RUPNAGAR, PUNJAB

 PSIB0000268

MORINDA Branch

RUPNAGAR, PUNJAB

 PSIB0000448

KHARAR ACCHARWAL Branch

HOSHIARPUR, PUNJAB

 PSIB0021123

KHAIRABAD Branch

RUPNAGAR, PUNJAB

 PSIB0021141

MULLANPUR Branch

RUPNAGAR, PUNJAB

 PSIB0021286

CHAHR MAJRA Branch

RUPNAGAR, PUNJAB

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