NKGSB Co-operative Bank Logo
Verified Branch

NKGSB Co-operative Bank

GARKHEDA Branch, AURANGABAD

IFSC Code
NKGS0000085
Required for NEFT, RTGS, IMPS money transfers
MICR Code
431086002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

NKGS Bank Code (1-4)
0 Control Zero (5th)
000085 Branch Code (6-11)

Complete Branch Details

Full Address SARANG SOCIETY,NEAR GAJANAN MAHARAJ MANDIR,GARKHEDA,AURANGABAD 431005
State MAHARASHTRA
District / City AURANGABAD
Centre / Region AURANGABAD
Contact / Helpline +912402451880
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code NKGS0000085.
  4. Confirm bank name displays as NKGSB Co-operative Bank and branch as GARKHEDA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (NKGS0000085)

What is the IFSC code of NKGSB Co-operative Bank GARKHEDA branch?

The verified 11-digit IFSC code is NKGS0000085. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of NKGSB Co-operative Bank GARKHEDA?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 431086002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is SARANG SOCIETY,NEAR GAJANAN MAHARAJ MANDIR,GARKHEDA,AURANGABAD 431005, located in AURANGABAD district, MAHARASHTRA.