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Verified Branch

Bank of Maharashtra

WATAD - KHANDALA BRANCH Branch, RATNAGIRI

IFSC Code
MAHB0001235
Required for NEFT, RTGS, IMPS money transfers
MICR Code
415014020
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

MAHB Bank Code (1-4)
0 Control Zero (5th)
001235 Branch Code (6-11)

Complete Branch Details

Full Address PAWAR BHAVAN, WATAD KHANDALA, WATAD
State MAHARASHTRA
District / City WATAD
Centre / Region WATAD
Contact / Helpline +918956350578
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code MAHB0001235.
  4. Confirm bank name displays as Bank of Maharashtra and branch as WATAD - KHANDALA BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (MAHB0001235)

What is the IFSC code of Bank of Maharashtra WATAD - KHANDALA BRANCH branch? ↓

The verified 11-digit IFSC code is MAHB0001235. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Bank of Maharashtra WATAD - KHANDALA BRANCH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 415014020. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PAWAR BHAVAN, WATAD KHANDALA, WATAD, located in WATAD district, MAHARASHTRA.

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