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Kotak Mahindra Bank

CHANDIGARH INDU AREA PHASE ONE Branch, CHANDIGARH

IFSC Code
KKBK0004212
Required for NEFT, RTGS, IMPS money transfers
MICR Code
160485020
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
004212 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR THE STATEMENT BANK SQUARE PLOT NO 149 INDUSTRIAL AREAPHASE 1 CHANDIGARH 160 002
State CHANDIGARH
District / City CHANDIGARH
Centre / Region CHANDIGARH
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0004212.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as CHANDIGARH INDU AREA PHASE ONE.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0004212)

What is the IFSC code of Kotak Mahindra Bank CHANDIGARH INDU AREA PHASE ONE branch? ↓

The verified 11-digit IFSC code is KKBK0004212. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank CHANDIGARH INDU AREA PHASE ONE? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 160485020. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR THE STATEMENT BANK SQUARE PLOT NO 149 INDUSTRIAL AREAPHASE 1 CHANDIGARH 160 002, located in CHANDIGARH district, CHANDIGARH.

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