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Verified Branch

Kotak Mahindra Bank

GILL ROAD - LUDHIANA Branch, LUDHIANA

IFSC Code
KKBK0003902
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141485008
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
003902 Branch Code (6-11)

Complete Branch Details

Full Address BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141003
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0003902.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as GILL ROAD - LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0003902)

What is the IFSC code of Kotak Mahindra Bank GILL ROAD - LUDHIANA branch? ↓

The verified 11-digit IFSC code is KKBK0003902. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank GILL ROAD - LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141485008. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141003, located in LUDHIANA district, PUNJAB.

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MODEL TOWN EXTENSION BRANCH Branch

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BRS NAGAR BRANCH Branch

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LUDHIANA NEW GRAIN MARKET Branch

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LUDHIANA KESAR GANJ MANDI Branch

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NOIDA SECTOR ONE HUNDRED AND TEN BRANCH Branch

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