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Verified Branch

Kotak Mahindra Bank

LUDHIANA Branch, LUDHIANA

IFSC Code
KKBK0000251
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141485002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
000251 Branch Code (6-11)

Complete Branch Details

Full Address SCO 120, GROUND FLOOR,FEROZE GANDHI MARKET,LUDHIANA - 141 001
State PUNJAB
District / City LUDHIANA
Centre / Region LUDHIANA
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0000251.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as LUDHIANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0000251)

What is the IFSC code of Kotak Mahindra Bank LUDHIANA branch? ↓

The verified 11-digit IFSC code is KKBK0000251. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank LUDHIANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141485002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SCO 120, GROUND FLOOR,FEROZE GANDHI MARKET,LUDHIANA - 141 001, located in LUDHIANA district, PUNJAB.

Other Kotak Mahindra Bank Branches in LUDHIANA

KKBK0003910

LUDHIANA NEW GRAIN MARKET Branch

LUDHIANA, PUNJAB

 KKBK0004328

HANSI BRANCH Branch

HISAR, HARYANA

 KKBK0004661

GANDHI NAGAR MARKET BRANCH Branch

DELHI, DELHI

 KKBK0000133

BILASPUR Branch

BILASPUR, CHHATTISGARH

 KKBK0000267

MULLANPUR - DAKHA Branch

LUDHIANA, PUNJAB

 KKBK0000284

RAJPURA Branch

PATIALA, PUNJAB

 KKBK0000423

RAJAJINAGAR Branch

BANGALORE URBAN, KARNATAKA

 KKBK0001370

APMC MARKET SECTOR 19 VASHI BRANCH Branch

THANE, MAHARASHTRA

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