Karnataka Bank Logo
Verified Branch

Karnataka Bank

ZIRAKPUR Branch, MOHALI

IFSC Code
KARB0000899
Required for NEFT, RTGS, IMPS money transfers
MICR Code
160052005
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KARB Bank Code (1-4)
0 Control Zero (5th)
000899 Branch Code (6-11)

Complete Branch Details

Full Address NO.1&2, VEER COMPLEX, VIP ROAD, ZIRAKPUR-140603
State PUNJAB
District / City ZIRAKPUR
Centre / Region ZIRAKPUR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KARB0000899.
  4. Confirm bank name displays as Karnataka Bank and branch as ZIRAKPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KARB0000899)

What is the IFSC code of Karnataka Bank ZIRAKPUR branch?

The verified 11-digit IFSC code is KARB0000899. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Karnataka Bank ZIRAKPUR?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 160052005. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is NO.1&2, VEER COMPLEX, VIP ROAD, ZIRAKPUR-140603, located in ZIRAKPUR district, PUNJAB.