Karnataka Bank Logo
Verified Branch

Karnataka Bank

BYADAGI Branch, HAVERI

IFSC Code
KARB0000245
Required for NEFT, RTGS, IMPS money transfers
MICR Code
581052002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KARB Bank Code (1-4)
0 Control Zero (5th)
000245 Branch Code (6-11)

Complete Branch Details

Full Address N0.18, SANGAMESHWARA NAGAR, GUMMANAHALLI ROAD, OPP SOMESHWARA COLD STORAGE, BYADAGI-581106, HAVERI DISTRICT, KARNATAKA STATE
State KARNATAKA
District / City BYADAGI
Centre / Region BYADAGI
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KARB0000245.
  4. Confirm bank name displays as Karnataka Bank and branch as BYADAGI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KARB0000245)

What is the IFSC code of Karnataka Bank BYADAGI branch?

The verified 11-digit IFSC code is KARB0000245. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Karnataka Bank BYADAGI?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 581052002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is N0.18, SANGAMESHWARA NAGAR, GUMMANAHALLI ROAD, OPP SOMESHWARA COLD STORAGE, BYADAGI-581106, HAVERI DISTRICT, KARNATAKA STATE, located in BYADAGI district, KARNATAKA.