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Verified Branch

Karnataka Bank

DHARWAD-SDMC ,E.C Branch, DHARWAD

IFSC Code
KARB0000195
Required for NEFT, RTGS, IMPS money transfers
MICR Code
580052302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KARB Bank Code (1-4)
0 Control Zero (5th)
000195 Branch Code (6-11)

Complete Branch Details

Full Address S.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001.
State KARNATAKA
District / City DHARWAD
Centre / Region DHARWAD
Contact / Helpline +918362216051
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KARB0000195.
  4. Confirm bank name displays as Karnataka Bank and branch as DHARWAD-SDMC ,E.C.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KARB0000195)

What is the IFSC code of Karnataka Bank DHARWAD-SDMC ,E.C branch? ↓

The verified 11-digit IFSC code is KARB0000195. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Karnataka Bank DHARWAD-SDMC ,E.C? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 580052302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is S.D.M.COLLEGE OF ENG & TECHNOLOGY CAMPUS,VIJAYA ROAD,DHARWAD, PIN - 580001., located in DHARWAD district, KARNATAKA.

Other Karnataka Bank Branches in DHARWAD

KARB0000183

VIJAYA ROAD DHARWAD MAIN Branch

DHARWAD, KARNATAKA

 KARB0000217

DHARWAD VIDYAGIRI Branch

DHARWAD, KARNATAKA

 KARB0000116

UDYAMBAG ,GIT EXTN. Branch

BELGAUM, KARNATAKA

 KARB0000191

SHIVANANDANAGAR DHARWAD Branch

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 KARB0000221

DHARWAD-SANMATHINAGAR Branch

DHARWAD, KARNATAKA

 KARB0000731

SULLIA-N M C ,E.C Branch

DAKSHINA KANNADA, KARNATAKA

 KARB0000768

TUMKUR SIT ,E.C Branch

TUMKUR, KARNATAKA

 KARB0000192

KUD CIRCLE DHARWAD Branch

DHARWAD, KARNATAKA

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