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Verified Branch

INDIAN OVERSEAS BANK

OOTATHUR Branch, TRICHY

IFSC Code
IOBA0004204
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
004204 Branch Code (6-11)

Complete Branch Details

Full Address DOOR NO 7/16 S NO 450/53 SOUTH STREET OOTATHUR POST LALGUDI TK TRICHY-621109
State TAMIL NADU
District / City TIRUCHIRAPALLI
Centre / Region TRICHY
Contact / Helpline 431-0
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0004204.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as OOTATHUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0004204)

What is the IFSC code of INDIAN OVERSEAS BANK OOTATHUR branch? ↓

The verified 11-digit IFSC code is IOBA0004204. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK OOTATHUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is DOOR NO 7/16 S NO 450/53 SOUTH STREET OOTATHUR POST LALGUDI TK TRICHY-621109, located in TIRUCHIRAPALLI district, TAMIL NADU.

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THIRUVELLARAI Branch

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THATHAIYENGARPETTAI Branch

MUSIRI, TAMIL NADU

 IOBA0000998

GANGAIKONDA CHOLAPURAM Branch

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KANAKILIYANALLUR Branch

TRICHY, TAMIL NADU

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WIRELESS ROAD BRANCH Branch

TRICHY, TAMIL NADU

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LPC TRICHY Branch

TRICHY, TAMIL NADU

 IOBA0004138

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