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Verified Branch

Indian Overseas Bank

UDHAMPUR Branch, UDHAMPUR

IFSC Code
IOBA0004165
Required for NEFT, RTGS, IMPS money transfers
MICR Code
182020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
004165 Branch Code (6-11)

Complete Branch Details

Full Address WARD NO.16,NEAR UNION BANK OF INDIA,KALLAR HIMTI,UDHAMPUR,UT OF JAMMU AND KASHMIR 182101
State JAMMU AND KASHMIR
District / City UDHAMPUR
Centre / Region UDHAMPUR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0004165.
  4. Confirm bank name displays as Indian Overseas Bank and branch as UDHAMPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0004165)

What is the IFSC code of Indian Overseas Bank UDHAMPUR branch? ↓

The verified 11-digit IFSC code is IOBA0004165. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank UDHAMPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 182020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is WARD NO.16,NEAR UNION BANK OF INDIA,KALLAR HIMTI,UDHAMPUR,UT OF JAMMU AND KASHMIR 182101, located in UDHAMPUR district, JAMMU AND KASHMIR.

Other Indian Overseas Bank Branches in UDHAMPUR

IOBA0003890

CHANNI HIMMAT Branch

JAMMU, JAMMU AND KASHMIR

 IOBA0003881

BHABHUA Branch

KAIMUR, BIHAR

 IOBA0003926

LINE BAZAR PURNIA Branch

PURNIA, BIHAR

 IOBA0003973

WAIDHAN-SINGRAULI Branch

SINGRAULI, MADHYA PRADESH

 IOBA0004015

SHAJAPUR Branch

SHAJAPUR, MADHYA PRADESH

 IOBA0004110

KATHUA Branch

KATHUA, JAMMU AND KASHMIR

 IOBA0004115

TIDEL PARK Branch

THIRUVALLUR, TAMIL NADU

 IOBA0004185

MAUGANJ Branch

MAUGANJ, MADHYA PRADESH

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