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Verified Branch

Indian Overseas Bank

LPC SILIGURI Branch, SILIGURI

IFSC Code
IOBA0004098
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
004098 Branch Code (6-11)

Complete Branch Details

Full Address 1ST FLOOR,NEAR ELECTRICITY OFFICE,STATION FEEDER ROAD,P.O ,P.S-SILIGURI,DISTRICT DARJEELING,WEST BENGAL,PIN-734005
State WEST BENGAL
District / City SILIGURI
Centre / Region SILIGURI
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0004098.
  4. Confirm bank name displays as Indian Overseas Bank and branch as LPC SILIGURI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0004098)

What is the IFSC code of Indian Overseas Bank LPC SILIGURI branch? ↓

The verified 11-digit IFSC code is IOBA0004098. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank LPC SILIGURI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 1ST FLOOR,NEAR ELECTRICITY OFFICE,STATION FEEDER ROAD,P.O ,P.S-SILIGURI,DISTRICT DARJEELING,WEST BENGAL,PIN-734005, located in SILIGURI district, WEST BENGAL.

Other Indian Overseas Bank Branches in SILIGURI

IOBA0002975

SILIGURI Branch

DARJILING, WEST BENGAL

 IOBA0003251

STATION FEEDER ROAD Branch

DARJILING, WEST BENGAL

 IOBA0003064

KALIMPONG Branch

DARJILING, WEST BENGAL

 IOBA0002219

KALYANI Branch

NADIA, WEST BENGAL

 IOBA0003065

KAWAKHALI Branch

DARJILING, WEST BENGAL

 IOBA0003066

ALIPURDUAR Branch

JALPAIGURI, WEST BENGAL

 IOBA0003295

DARJEELING Branch

DARJILING, WEST BENGAL

 IOBA0003615

DABGRAM Branch

JALPAIGURI, WEST BENGAL

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