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Indian Overseas Bank

PRATAPGARH Branch, PRATAPGARH

IFSC Code
IOBA0004038
Required for NEFT, RTGS, IMPS money transfers
MICR Code
312020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
004038 Branch Code (6-11)

Complete Branch Details

Full Address PART OF KHASRA NO. 27, THIRTHANKAR MAHAVEER NAGAR, NEEMUCH MAIN ROAD, DISTRICT - PRATAPGARH, RAJASTHAN - 312605
State RAJASTHAN
District / City PRATAPGARH
Centre / Region PRATAPGARH
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0004038.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PRATAPGARH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0004038)

What is the IFSC code of Indian Overseas Bank PRATAPGARH branch? ↓

The verified 11-digit IFSC code is IOBA0004038. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PRATAPGARH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 312020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PART OF KHASRA NO. 27, THIRTHANKAR MAHAVEER NAGAR, NEEMUCH MAIN ROAD, DISTRICT - PRATAPGARH, RAJASTHAN - 312605, located in PRATAPGARH district, RAJASTHAN.

Other Indian Overseas Bank Branches in PRATAPGARH

IOBA0003600

BHOOGAR Branch

ALWAR, RAJASTHAN

 IOBA0003747

GANGAPUR CITY Branch

SAWAI MADHOPUR, RAJASTHAN

 IOBA0003993

SALUMBAR Branch

SALUMBAR, RAJASTHAN

 IOBA0004037

JALOR Branch

JALOR, RAJASTHAN

 IOBA0004039

PAL ROAD, JODHPUR Branch

JODHPUR, RAJASTHAN

 IOBA0004040

MATA KA THAN, JODHPUR Branch

JODHPUR, RAJASTHAN

 IOBA0002307

NEEMRANA Branch

ALWAR, RAJASTHAN

 IOBA0003443

TOKSI Branch

SAWAI MADHOPUR, RAJASTHAN

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