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Verified Branch

INDIAN OVERSEAS BANK

RANDESAN Branch, GANDHINAGAR

IFSC Code
IOBA0004032
Required for NEFT, RTGS, IMPS money transfers
MICR Code
382020004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
004032 Branch Code (6-11)

Complete Branch Details

Full Address SHOP NO.7 TO 10, KESHAV ELITUS, NEAR SHUBH ARAMBH, RANDESAN, DISTRICT GANDHINAGAR, STATE GUJARAT, 382007
State GUJARAT
District / City GANDHINAGAR
Centre / Region GANDHINAGAR
Contact / Helpline 0-0
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0004032.
  4. Confirm bank name displays as INDIAN OVERSEAS BANK and branch as RANDESAN.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0004032)

What is the IFSC code of INDIAN OVERSEAS BANK RANDESAN branch? ↓

The verified 11-digit IFSC code is IOBA0004032. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of INDIAN OVERSEAS BANK RANDESAN? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 382020004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP NO.7 TO 10, KESHAV ELITUS, NEAR SHUBH ARAMBH, RANDESAN, DISTRICT GANDHINAGAR, STATE GUJARAT, 382007, located in GANDHINAGAR district, GUJARAT.

Other INDIAN OVERSEAS BANK Branches in GANDHINAGAR

IOBA0004027

SARGASON Branch

GANDHINAGAR, GUJARAT

 IOBA0003914

VALLABH VIDYA NAGAR Branch

ANAND, GUJARAT

 IOBA0004025

BOTAD Branch

BOTAD, GUJARAT

 IOBA0004028

SHELA Branch

AHMEDABAD, GUJARAT

 IOBA0004029

METODA GIDC Branch

RAJKOT, GUJARAT

 IOBA0004030

LALWADI Branch

JAMNAGAR, GUJARAT

 IOBA0004031

RANJIT SAGAR ROAD Branch

JAMNAGAR, GUJARAT

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RAVKI Branch

RAJKOT, GUJARAT

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