Indian Overseas Bank
JHARGRAM Branch, JHARGRAM
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0003928.
- Confirm bank name displays as Indian Overseas Bank and branch as JHARGRAM.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0003928)
What is the IFSC code of Indian Overseas Bank JHARGRAM branch? ↓
The verified 11-digit IFSC code is IOBA0003928. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Indian Overseas Bank JHARGRAM? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is HOLDING NO 159 BY 1,284 BY 7,FIRST FLOOR,JHARGRAM BARTA,BACHHURDOBA,WARD NO 7,JHARGRAM,PIN 721507,WEST BENGAL, located in JHARGRAM district, WEST BENGAL.
Other Indian Overseas Bank Branches in JHARGRAM
KAWAKHALI Branch
DARJILING, WEST BENGAL
IOBA0003974BOLPUR Branch
BIRBHUM, WEST BENGAL
IOBA0000013BALLYGUNGE Branch
KOLKATA, WEST BENGAL
IOBA0000092TIRUCHIRAPALLI MAIN Branch
TIRUCHIORAPPALLI, TAMIL NADU
IOBA0000441WEST CIT NAGAR Branch
CHENNAI, TAMIL NADU
IOBA0001152NARIKKALPATTI Branch
DINDIGUL, TAMIL NADU
IOBA0001182KHUNTI Branch
RANCHI, JHARKHAND
IOBA0001673PHULBAGAN Branch
SAHEBGANJ, WEST BENGAL