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Indian Overseas Bank

NAUGARH, SIDDHARTH NAGAR Branch, SIDDHARTH NAGAR

IFSC Code
IOBA0003887
Required for NEFT, RTGS, IMPS money transfers
MICR Code
272020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003887 Branch Code (6-11)

Complete Branch Details

Full Address SHASTRI NAGAR, BEHIND PWD INSPECTION BUNGALOW, PO TETRI BAZAR, SIDDARTH NAGAR, DISTRICT SIDDHRATHA NAGAR, UTTARPRADESH, PIN CODE 272207
State UTTAR PRADESH
District / City SIDDHARTH NAGAR
Centre / Region SIDDHARTH NAGAR
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003887.
  4. Confirm bank name displays as Indian Overseas Bank and branch as NAUGARH, SIDDHARTH NAGAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003887)

What is the IFSC code of Indian Overseas Bank NAUGARH, SIDDHARTH NAGAR branch? ↓

The verified 11-digit IFSC code is IOBA0003887. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank NAUGARH, SIDDHARTH NAGAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 272020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHASTRI NAGAR, BEHIND PWD INSPECTION BUNGALOW, PO TETRI BAZAR, SIDDARTH NAGAR, DISTRICT SIDDHRATHA NAGAR, UTTARPRADESH, PIN CODE 272207, located in SIDDHARTH NAGAR district, UTTAR PRADESH.

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