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Indian Overseas Bank

STARTUP BRANCH - CHENNAI Branch, CHENNAI

IFSC Code
IOBA0003839
Required for NEFT, RTGS, IMPS money transfers
MICR Code
600020005
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003839 Branch Code (6-11)

Complete Branch Details

Full Address IOB BUILDINGS, 762, ANNA SALAI, CHENNAI - 600002
State TAMIL NADU
District / City CHENNAI
Centre / Region CHENNAI
Contact / Helpline +914471729242
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003839.
  4. Confirm bank name displays as Indian Overseas Bank and branch as STARTUP BRANCH - CHENNAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003839)

What is the IFSC code of Indian Overseas Bank STARTUP BRANCH - CHENNAI branch? ↓

The verified 11-digit IFSC code is IOBA0003839. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank STARTUP BRANCH - CHENNAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 600020005. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is IOB BUILDINGS, 762, ANNA SALAI, CHENNAI - 600002, located in CHENNAI district, TAMIL NADU.

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CATHEDRAL Branch

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 IOBA0000803

R O CHENNAI I Branch

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 IOBA0001633

CHENNAISPENCERS PLAZA Branch

CHENNAI, TAMIL NADU

 IOBA0002001

R O CHENNAI II Branch

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 IOBA0004065

LPC CHENNAI II Branch

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 IOBA0009016

Indian Overseas Bank IMPS Branch

MUMBAI, MAHARASHTRA

 IOBA0009069

CENTRALISED PENSION PROCESSING CENTRE Branch

CHENNAI, TAMIL NADU

 IOBA0009084

FINANCIAL INCLUSION DEPARTMENT Branch

CHENNAI, TAMIL NADU

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