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Verified Branch

Indian Overseas Bank

RANCHI HARMU ROAD Branch, RANCHI

IFSC Code
IOBA0003607
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003607 Branch Code (6-11)

Complete Branch Details

Full Address SAVITRI COLONY, ARGORA BYE PASS ROAD, HARMU ROAD,RANCHI, JHARKHAND-834002
State JHARKHAND
District / City RANCHI
Centre / Region RANCHI
Contact / Helpline +916512361530
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003607.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RANCHI HARMU ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003607)

What is the IFSC code of Indian Overseas Bank RANCHI HARMU ROAD branch? ↓

The verified 11-digit IFSC code is IOBA0003607. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RANCHI HARMU ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SAVITRI COLONY, ARGORA BYE PASS ROAD, HARMU ROAD,RANCHI, JHARKHAND-834002, located in RANCHI district, JHARKHAND.

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IOBA0002341

RANCHI HINOO Branch

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AIR BYE PASS ROAD TIRUPATI Branch

CHITTOOR, ANDHRA PRADESH

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REGIONAL OFFICE RANCHI Branch

RANCHI, JHARKHAND

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ORMANJHI Branch

RANCHI, JHARKHAND

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LALGUNJ Branch

RANCHI, JHARKHAND

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SAHALLAN BEDWARI Branch

RANCHI, JHARKHAND

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MAHILONG Branch

RANCHI, JHARKHAND

 IOBA0003584

KISHOREGANJ Branch

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